Most people imagine a personal injury case playing out like a courtroom drama—lawyers pacing the floor, witnesses on the stand, a jury deliberating. The reality in 2025 looks very different. Today, about 95% of personal injury cases never make it to trial. They’re resolved through settlements. At Terry Law Firm, P.S., we’ve seen this “settlement […]
Blog
Special Needs Trust vs. Pooled Trust vs. ABLE Account: Which One Actually Protects Your Child’s Benefits?
Choosing between a special needs trust, a pooled trust, and an ABLE account is one of the most consequential decisions a parent of a child with disabilities can make. Each tool protects government benefits differently, and selecting the wrong one can trigger benefit loss or costly Medicaid payback requirements. A third-party special needs trust works best for larger inheritances with no Medicaid payback concern, while a pooled trust offers professional management for families without a qualified individual trustee. ABLE accounts complement both by handling routine supplemental expenses with direct account access. Washington families benefit from the state’s lack of income tax and have access to the WA ABLE savings plan. The right structure depends on the source and size of the funds, available trustees, and the beneficiary’s ongoing needs. Combining tools – like pairing a trust with an ABLE account – is often the most effective approach.
Utah Residents Who Die Without a Will Hand Control of Everything to the State – Here’s What That Actually Looks Like
Dying without a will in Utah triggers a rigid state formula called intestate succession that distributes your assets with no input from you. Unmarried partners receive nothing. Stepchildren may be excluded. A judge, not you, appoints a guardian for your minor children. And a will alone does not avoid probate – it actually guarantees it. A properly funded revocable living trust is the most effective way to keep your estate out of court, protect blended family relationships, and ensure your wishes are followed. This piece walks through exactly how Utah’s intestacy laws work, compares wills versus trusts with real cost data, and gives Utah families a clear step-by-step action plan to get their estate in order in 2025 before it becomes their family’s problem.
5 Things Pierce County Drivers Do After a Crash That Wreck Their Injury Claim
After a car crash in Pierce County, the decisions made in the first 24 to 72 hours often determine whether an injury claim succeeds or falls apart. Five mistakes consistently damage claims before they ever reach settlement: saying you feel fine at the scene before symptoms appear, delaying medical care and creating gaps in your treatment record, giving recorded statements to the opposing insurer without understanding how those statements are used, posting on social media while a claim is open, and signing a release before the full scope of injuries is known. Washington’s pure comparative fault rule and three-year statute of limitations create specific legal context that affects how these mistakes play out. Knowing what to do right after impact, including what to say, what to document, and what not to sign, gives injury victims in communities like Tacoma, Puyallup, Sumner, and Lakewood the best chance of recovering fair compensation.
St. George Is One of the Fastest-Growing Retirement Destinations in America – And Most New Residents Arrive Without an Updated Estate Plan
St. George, Utah is one of the fastest-growing retirement destinations in the country, drawing thousands of new residents every year from California, Nevada, and beyond. But most people arrive with estate planning documents written under another state’s laws – and that gap can create real problems for their families. A will drafted in California doesn’t automatically align with Utah’s probate code, and a trust that hasn’t been funded with new Utah real estate is essentially useless. This piece walks through why a move triggers an estate planning review, the key differences between wills and revocable living trusts under Utah law, the most common mistakes retirees make, and a clear action plan for getting documents updated quickly. For St. George residents in 2025, getting this right now means avoiding court costs, delays, and family conflict later.
The Rise of Settlement Culture — 95% of Cases Avoid Trial Now
Most people imagine a personal injury case playing out like a courtroom drama—lawyers pacing the floor, witnesses on the stand, a jury deliberating. The reality in 2025 looks very different. Today, about 95% of personal injury cases never make it to trial. They’re resolved through settlements. At Terry Law Firm, P.S., we’ve seen this “settlement […]
